The credit crisis has transformed the banking and investment industries. For banks and other financial institutions, transparency and risk governance are not just good business practices, they’re government mandates. Kilpatrick Townsend has a long history of helping financial institutions of all structures and sizes negotiate the maze of federal and state compliance.

A number of the firm’s Banking and Financial Institutions attorneys have held positions with financial institution regulatory authorities. This institutional knowledge proves invaluable when a bank is facing investigation or litigation, such as lender liability, consumer class actions and unfair practices claims. We regularly represent clients before the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision and other state banking regulators.

Our clients in these industries include:

  • National banks and lending institutions
  • De novo banks
  • Regional and community banks
  • Thrifts and savings and loan associations
  • Credit unions

Financial Institutions Regulation

Experience Highlights

Represented financial institution in fair lending investigation
Advised a federally-chartered financial institution in connection with a fair lending investigation initiated by the OCC and referred to the more
Internal investigation for board of directors of large community bank
Conducted internal corporate/regulatory investigation for the board of directors of a large New Jersey community bank involving whistle-blower more
Formation and capitalization of a North Carolina commercial bank
Represented the organizers of a de novo North Carolina bank, which specializes in lending to venture capital-backed businesses, in obtaining a more
Acquisition of a troubled financial institution
Advised a private equity group in connection with its acquisition of a troubled financial institution and related tender offer for trust preferred more

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